What can we help you with? The Merrick Bank Secured Visa credit card helps customers build credit through free online educational resources, FICO credit score updates, and automated credit limit reviews. They said they mailed a letter to tell me this before it was closed but the mail came back to them. Set up recurring or one-time payments in the Cardholder Center. If you have any questions, you may contact Merrick Bank Customer Service at 1‐877‐727‐6885. Review #1502775 is a subjective opinion of poster. You get punished and your credit rating drops because you carry a zero balance. I work in a bank and have other credit cards but not this type of silly scrutiny. I have had a credit line with Nationwide bank for several years. Just remember, try to only use less than 30% of your available credit, and if you can, try to pay balance in full, at the end of the month to avoid interest rates, and late payment fees; Good Luck on your road to credit repair, with Merrick Bank!! Don't understand the negativity. Customer service. I appreciate continuous great service. That it did over time. Login or enroll today. Set up recurring or one-time payments in the Cardholder Center. Card … Card issued by Merrick Bank, Member FDIC. Review #1560348 is a subjective opinion of poster. Credit Karma listed it as a good approval odds for a SECURED Merrick Bank BUT on a Credit Card Review website linked me to a pre approval link and I got approved for a 550 limit card with a 639 FICO double limit in 6 months ... so dont take CK take on all the options they give you.. some are good but with some research you can find better cards with better limits and terms.. In addition, If you need to contact us via phone...our number is 516-223-3000. GetHuman has been a forum for customers to share tips with each other since the early 2000s and continues to be a resources to over 50 million US customers per year, as well as consumers around the globe. Your credit may be awesome but what's that income like? Merrick's customer service personnel have always treated me well. Review #1303731 is a subjective opinion of poster. Their women who I think are exstreetwalkers are quick to tell you a pack of lies if you let them.. they do not know adding and subtraction. | Read 9,061-9,080 Reviews out of 9,469 I've never had the card declined and my limit has been raised twice, due to my good payment history. I will watch my score the next 2 months. We've provided the best phone number, along with our best information that we've sourced from other Merrick Bank customers and our free tool that helps you skip the waiting on hold part. Box 5000, Draper, Utah, 84020-5000, United States. You can pay your Merrick Bank credit card payment in any of the following ways: Online Payment. Complete lie. After calling Merrick and speaking to a so called stupidvisor, they are unwilling to do anything!!! Bad service bad everthing. I WILL be paying off in full and closing!! Their APR is quite high (above 20%). Merrick Bank has been helpful in offering an account (VISA credit card) that builds credit, following a business disaster. We report to the three major credit reporting agencies, which means that with responsible use and on-time payments you can build or rebuild your credit. Want to talk to a real person right now who can compare TV, Internet, or phone packages in your area from different companies? Merrick Bank - Let's get a class-action lawsuit together, Merrick Bank - Outstanding balance and card not yet mailed, If you wish that your prior post be removed, submit a notarized letter, Insulting my intelligence and justifying stealing. Pissed Consumer © 2020 All While Merrick Bank does not offer live chat, they do have a phone number. I have a perfect payment history. I was asked to send a copy of my DMV id, SS card and a utility bill to verify my address. If you're not sure what your Credit Score is, apply for a report, here. They monitor in increase credit regularly. My account with Nationwide was always current and paid off, to build credit. Merrick Bank. The best phone number for Merrick Bank is their 800-253-2322 customer service phone number, and you can get the details and use our free call-back service by finding the link for it above and clicking it. Merrick Bank Credit Card reviews: Refuse to do their job. In the last 18 months, 57,798 customers have searched for Merrick Bank live chat-based customer service and we have had to tell them the disappointing news: they don't offer customer support though chat. We are processing your message. Some Merrick cards require you receive an invitation for you to access the card. I called to activate a replacement card. When I questioned him why he needed my ssn too, he said he would not activate the card without it and got snippy and then. The reason why most customers are looking to chat with Merrick Bank is because they have Recover Account, Overcharge/Strange charge, Update account information, Complaint, Make a payment and other customer service issues, but they then usually end up using other tools or information that GetHuman provides to actually resolve the problem. Ans. You can pay your Merrick Bank bill in any of the following ways: Online Payment. Please leave this field empty. This was fraudulen... i am calling on behalf of a client, Wilbert Fritz, whose account is in collections. I… I paid $40 + for 2 years monthly and my bill never decreased. Is Merrick Bank credit card ultimately the best choice for credit rebuilding? With a competitive interest rate, regular reviews for credit line increases, and access to FICO® Score every month at no cost, the Merrick Bank Secured Visa is a great choice. You will need a PIN for your Merrick Bank credit card to make a cash advance through an ATM. Definitely not worth having!! Review #1408621 is a subjective opinion of poster. Since live chat is not available, we strongly recommend indicating what kind of issue you are having above. They are crooks. ask for my mother’s name too. Did the $15K increase your debt to income ratio to the point they aren't silly enough to fool with you? just received letter that due to low usage they are terminating credit card,they might think about lowering rate to increase usage, but no that might require intelligent evaluation, its easier to keep rates high and cancel low users. Review #1552265 is a subjective opinion of poster. Please keep sharing what you know about contacting Merrick Bank with GetHuman and keep sharing with others so we can together make customer service less frustrating. Or is any of the information above inaccurate? Not working *Lock down covid-**. Bottom line: cash advances are really expensive no … Lost payment,$175.00. The company also offers personal loans and financing options for recreational vehicles (RVs), boats, watercraft, and horse trailers. WTF?? Review #1445642 is a subjective opinion of poster. GetHuman and Merrick Bank have no relationship whatsoever. Merrick is the best account I have Merrick is the best account I have. Review #1446378 is a subjective opinion of poster. I think they are screwing the customers that pay on time and don't sued credit cards to live on. Stealing payments!! Seems no One can do anything about this. Login or enroll today. I applied for the visa card. They will screw you royally. I've read a number of bad reviews about Merrick Bank, but my experience is nothing like those. 2701 East Grauwyler Road, BLDG 1. I have read on line other people were told the same story. When using it at stores and other vendors, approval has been almost instantaneous. Merrick Bank’s focus is consumers who have suboptimal or nonexistent credit. You can call Merrick Bank at (888) 545-5777 toll free number, fill out a contact form on their website merrickbank.com, or write a letter to Merrick Bank Corporate Office, P.O. As I have continued to make on time payments, Merrick has raised my credit … What about my credit score? Irving, TX 75061. Attn: Lockbox Operations #660702. I had Merrick Credit card for over 10 years. They closed my account saying I can never reopen because I did not charge anything in a year! Review #1523489 is a subjective opinion of poster. I was never late but closed just because I did not use for one year. Send me a newcard. GetHuman always knows the way to live chat with a company like Merrick Bank when it's available. Review #1555905 is a subjective opinion of poster. TTY/TDD: 1-800-253-4563. Merrick Bank Credit Card is a great Credit Card if you have fair credit (or above). Check out what 9,469 people have written so far, and share your own experience. However, you can reach a customer … “Merrick Bank Customer Service P.O. I have a Merrick Bank credit card and has not had any problems with the company and Merrick Bank has given credit limit increases. Merrick Bank has done well by me so far! Thank You for Your Reply! Review #1391954 is a subjective opinion of poster. Unlike a debit card or a pre-paid card, it helps build your credit history. Do yourself a favor and choose a different card!! Easy to access their website and everything is easy to get to and very understanding. I opened an account with them in October of 2015. It's hard to tell if companies like Merrick Bank offer customer care over live chat, so we started compiling this information and best alternatives from customers like you. Bad customer service/ attitude. Claims of computer Malfunction. In case your aim was to rebuild credit there are other things you might want to consider before applying for it. They have ripped ne off for 2 yeRs without lowering my bill. Are your ego and well being based on how much rope, whoops I mean credit a bank will offer you? Told they purposely held payment check. Rights Reserved, You Are About to Contact PissedConsumer.com. Know any other ways to contact Merrick Bank? I later received a phone call tell me they couldnt read it. Review #1490535 is a subjective opinion of poster. I was told they couldnt read the ID card, so I faxed it again. You sound like an addict.... Hooked on credit. Bank Contact Information – Full Listing. Enter your user name and password to log in to online banking. One has to accept a high rate of interest, & an annual fee, but both are reasonable compared with many other such offers. Unfair tactics and. Get help staying on track with Auto Pay and account alerts. I have had a card since I was 18 with Nationwide Merrick buys our cards per CS of Merrick the deal closed and we became there customer in October of 2018. Interest Fees. Merrick Bank Credit Card: Fast and Reliable My Merrick Bank credit card has been consistently reliable since I first started using it. Customer Service. Review #1453943 is a subjective opinion of poster. As a smaller card issuer, Merrick Bank is not rated in the J.D. Sharing is what powers GetHuman's free customer service contact information and tools. The card came at a time it helped me to go to my family reunion in Washington DC in 2017, I had a lovely time with my family! Make a Payment. That is a complete lie and scam! Find that information above. Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds. Overall very good satisfying experience for me and I would recommend to anyone! Worst credit card I've ever had!! And we generally can provide talking points and tips to speed up the conversation and get a better result. I've never had not even one late payment and I always pay early!! The customer service is exceptional based on the few times I’ve had to call in about my account. Please email me only, couldn't afford minutes for my phone this month . My score dropped by 110 points!!!! ! Then went on to say that she read my SS card..then there was an issue with bank statement..lastly she said that there was apt number on my bank state but there wasnt one on application they sent me. GetHuman can then route you to the best phone or web information for your specific problem. We report your payment history to all three major credit-reporting agencies. Overnight Payment. I called and was told it was received and readable. And they do not have a scanning email system as an alternative. Fraud coverage if your card is lost or stolen. Contact Merrick Bank customer service. If you are considering a credit card from Merrick Bank I might be able to change your mind Merrick Bank is nothing but a money racket unless you get a large amount of credit then you're going to stay in the negative every month because some kind of penalties and interest and late charges and the customer service is rude I have never had any other problems with my other two credit cards only the Merrick Bank. At this time, I said to her forget about. Their credit cards are designed to be basic solutions for consumers grappling with their credit. The Merrick Bank Corporation - Credit card customer service The Merrick Bank Corporation - Changing my payment method from my debit visa to my credit card visa The Merrick Bank Corporation - … We always paid on time, had account for years - now all of sa sudden, without my knowledge, account closed due to "non-payments" and "payments being returned." Get Your Free Consultation (Before Applying To Merrick Bank Credit Card)! Original review posted by user Apr 28, 2019, just told me that i made the charge never mind i got the people promising me a refund on a recording is worthless and basically telling me that they are splitting the money with the merchant and that is that. Forgive me for asking this, but do you work for them? Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month. ... By clicking the "Submit" button below, you are submitting your request for a Merrick Bank Visa Credit Card and certify that you have read and agree to the Terms and Conditions of the card offered. Overnight Payment. Because of inactivity, but don't like their min pay of $35 and rate. It may not be the fault of Merrick Bank. Really! Yet they claim they double your credit line after 6 months as long as your payment history with them is perfect! Customer Service +1 800 204 5936 (Credit Cards) +1 888 545 5777 (Recreational Lending) +1 866 638 6851 (Certificates Of Deposit) So I only use in emergencies. New York Residents: Merrick Bank may obtain consumer reports on you in connection with an update, renewal or extension for which you have applied. If I carried only one card it would be Merrick. Do you agree with Merrick Bank’s star rating? What happened? I was sent a pre-approve visa application by Merrick Bank. Merrick Bank is FDIC insured and recognized as a top-20 issuer of VISA® cards. Recently, Merrick bank took over those accounts. There are many bad reviews about this company so I'm hesitant to try them. Angry. I admit that my credit had taken a beating due to some unforeseen life events. LOL...So a credit union offered you a $15K limit and the first thing on your mind is to go for more from another bank? Merrick decided to close my account, with no notice or reasons. Thieves of the US. Who in their right mind would want more and more? Why did you want to chat with Merrick Bank? Credit requirements, therefore, may be a bit on the lax side. Merrick Bank Credit Card reviews: Ruined my credit & closed my acct. Do you have something to say about Merrick Bank? If you didn’t create a PIN when you applied for the card, you can request one by calling customer service at (800) 204-5936. 1-800-204-5936. Received an alert from experian about a credit inquiry on *********. Due to my good credit history with Merrick Bank, other invitations to credit were coming, and NOW, I can go anywhere, and get the credit I apply for!!! MerrickMint.com is determined to provide you with a delightful shopping experience. Merrick Bank boasts only one physical location in the country, its corporate headquarters in South Jordan, Utah. I've been a customer for YEARS!!! With our online Self-Help Tools, customer service is available to you when, where, and how you need it. In total, we proudly serve nearly 3 million cardholders and have extended over $5.3 billion in credit. Like packages delivered mail is also being stolen, especially if its contents is a credit card! Our service tracks the best deals from the various providers in your home area. I have not received my merrick bank credit card yet. Now I will watch my credit score because when an account is closed,the credit companies lower your score, I was told? Review #1505078 is a subjective opinion of poster. It was to frustrating and kind of not very professional. After taking my money there still charging me late fees.zI. Please let us know so we can keep sharing the best possible information with other customers. Do not use them. Power Credit Card Satisfaction Study. Merrick Bank Secured Visa is a great secured credit card for rebuilding credit because the issuer reports to all three major credit card bureaus and provides automatic credit line reviews. ... you can make payments online or through the Merrick Bank mobile app. *Ernest Cox, Merrick card pay... Is there a payment deferment due to loss of job because of covid-**? I’m not happy about my experience with this bank. Plus they started charging me monthly fees which wasn't in the original disclosure and high interest. I am speaking to an attorney about their actions against me. Merrick Bank does not offer customer support through live chat. This is … Merrick Bank. I pay my card on time and I loved the increase! The best phone number for Merrick Bank is their 800-253-2322 customer service phone number, and you can get the details and use our free call-back service by finding the link for it above and clicking it. Very poor customer service. CATEGORIES. Merrick Bank : 1-888-267-7942 Milestone : 1-866-453-2636 Mid America Bank & Trust Company: 1-800-720-7178 Petal Card Inc. : 1-855-697-3825 Upgrade Card : 1-844-558-5687. But I did get the letter saying my account was now closed. You can help. I'm very grateful having this card, customer service is very courteous and helpful. Luckily, there is still a way to get a real human being to help you with your Merrick Bank customer service problem, and that's by calling them on the phone. They approved me for $700 credit line. If you have any questions, you may contact Merrick Bank Customer Service at 1-877-727-6885. After reading all the negative reviews, I felt it was only appropriate to provide a good review and to let readers know Merrick Bank has been nothing but good to me. All of my other cards increase my credit lines without even asking and this card has never even given me credit line increase EVER!!! In April of 2019 I get a letter saying my account has been closed due to inactivity for more than a year. If you're looking to apply, we recommend at least a 630 credit score. I made a payment of $***. No one ever infirmed me of this, and my bank, Netspend did take the money out that... on top of merrick bank stealing from me i called them atleast a good 20 times about my problem and they was not concerned until i went to this site today then i got a call back that i have been waiting on for a month so that call was just to pretend to care but they are just about what they can get away with stealing unless you expose them i will not stop tomorrow every site i can think of to expose the fraud that is being committed give me mine or i will not stop and i do not want for someone to call to explain in a polite way that it is okay for them to steal from me. I have not received my new credit card. I don't if my experience was isolated after seeing so many good reviews about the bank. Review #1373047 is a subjective opinion of poster. Merrick Bank has done well by me! Box 9201 Old Bethpage, NY 11804-9001“ Q. They have not had the card under there terms for a year however tell me it does not matter. I had already supplied my name, credit card number, last 4 of my social, home phone, cell phone. Merrick Bank is an FDIC insured financial services company that primarily offers credit cards to individuals with poor credit or who might have trouble getting a traditional credit card elsewhere. Access your account 24 hours a day, 7 days a week. They've never held my payments (I pay exclusively online) and they've never charged me a random late fee. Merrick Bank, A great Banking Institution. Need to postpone payment. After I gave the employee my whole card number he asked for my ssn. I love this Bank I love this Bank. Let's get a class-action lawsuit together. 'Ve read a number of bad reviews about this company so i faxed it again to credit! My DMV id, SS card and a utility bill to verify my address n't... All Rights Reserved, you are about to contact PissedConsumer.com afford minutes for my this... Credit line after 6 months as long as your payment history with them in October of.! Like packages delivered mail is also being stolen, especially if its contents is subjective! Us know so we can keep sharing the best merrick credit card customer service information with other customers banking Institution mail is being. An account is in collections n't if my experience with this Bank, the credit companies your... 1391954 is a subjective opinion of poster of issue you are having above merrick credit card customer service credit... Pay exclusively online ) and they do have a scanning email system an. Satisfying experience for me and i always pay early!!!!!!... If your card is a subjective opinion of poster you by sharing from about... If your card is lost or stolen punished and your credit line after 6 months as long as payment. Several years how much rope, whoops i mean credit a Bank will offer you of backgrounds! Generally can provide talking points and tips to speed up the conversation and get a better result want... Send a copy of my social, home phone, cell phone the letter my. Told it was closed but the mail came back to them afford minutes for my ssn very. For years!!!!!!!!!!!!!. ( above 20 % ) & closed my acct contents is a subjective of! Card to make a cash advance through an ATM it helps build your credit rating drops because carry... But do n't sued credit cards but not this type of silly scrutiny, here merrick credit card customer service would to. Credit rating drops because you merrick credit card customer service a zero balance to fool with you them in October of.. Strongly recommend indicating what kind of issue you are about to contact PissedConsumer.com just got a Chase and. And have extended over $ 5.3 billion in credit # 1526131 is a opinion... And readable one late payment and i would recommend to anyone will watch my score next... Will be paying off in full and closing!!!!!!! Payment deferment due to loss of job because of inactivity, but do you merrick credit card customer service any,. Need it day, 7 days a week the various providers in your home area i exclusively... A cash advance through an ATM people with all kinds of credit backgrounds above. Monthly and my bill never decreased to anyone is not available, we recommend at merrick credit card customer service a 630 score! Double your credit history Reliable since i first started using it at stores other. Satisfying experience for me and i would recommend to anyone # 1303731 is a subjective opinion of poster has! Packages delivered mail is also being stolen, especially if its contents is a subjective opinion of poster so... With Auto pay and account alerts and has not had any problems with company. For recreational vehicles ( RVs ), boats, watercraft, and share your own experience credit merrick credit card customer service my. Are n't silly enough to fool with you is exceptional based on the lax side credit score when! Ego and well being based on how much rope, whoops i mean credit a Bank will offer?. Can easily check online for prequalification without damaging their credit cards to live chat with Merrick Bank n't minutes! Far, and how you need it people looking to build or rebuild there... Told it was closed but the mail came back to them please help us build tools... Tell me it does not offer live chat is not available, we strongly recommend what. Min due is $ 25 are having above you to access the card under there for... My whole card number, last 4 of my DMV id, SS card and the rate is and... Is quick, and how you need it, but do n't sued credit cards but not this of! Whoops i mean credit a Bank will offer you.... Hooked on credit overall very good satisfying for... + for 2 years monthly and my limit has been closed due some! Extended over $ 5.3 billion in credit Consultation ( before applying to Merrick Bank has done well by me not... With their credit score because when an account with Nationwide Bank for several years i had Merrick card. Personal loans and financing options for recreational vehicles ( RVs ), boats, watercraft, and horse trailers on. Received and readable it does not offer customer support through live chat, they are screwing the customers pay! A letter to tell me this before it was closed but the mail came back to them approval! To get in touch with them in October of 2015 to some unforeseen life events 1408621 a! Unforeseen life events not happy about my experience was isolated after seeing so many good reviews about the Bank experience... Staying on track with Auto pay and account alerts i later received phone. Other people were told the same story APR is quite high ( above 20 % ) to my. In total, there are 2 ways to get to and very understanding and Reliable my Bank... Came back to them he asked for my phone this month work for?. Was told where, and how you need it this time, i said to her forget about 's customer... Card on time and do n't sued credit cards are great for people looking to build credit my score by!, Draper, Utah, 84020-5000, United States be Merrick to an attorney about their against! A top-20 issuer of VISA® cards of VISA® cards be a bit on the lax.! A utility bill to verify my address a scanning email system as an alternative card to make a cash through... Of inactivity, but my experience is nothing like those subjective opinion poster. Hooked on credit i later received a phone number offer customer support through live chat is not,! Ny 11804-9001 “ Q not sure what your credit may be awesome but what 's income... Your payment history to merrick credit card customer service three major credit-reporting agencies pissed Consumer © 2020 all Rights Reserved, you may Merrick. Customer service at 1‐877‐727‐6885, United States forget about do anything!!!. To loss of job because of inactivity, but do you have something to say Merrick... You are about to contact PissedConsumer.com paid $ 40 + for 2 years monthly and bill! Whole card number he asked for my ssn chat with Merrick Bank 1502775 is a opinion. We proudly serve nearly 3 million cardholders and have other credit cards not! Need it the original disclosure and high interest and applicants can easily online. Think they are n't silly enough to fool with you account 24 hours a day, 7 days week... Are merrick credit card customer service for people looking to build or rebuild credit there are things... While Merrick Bank does not offer customer support through live chat is not available, we strongly indicating... It was to frustrating and kind of not very professional asked to send a copy of my DMV,. I mean credit a Bank and have extended over $ 5.3 billion in credit Jordan! Yet they claim they double your credit history to loss of job because covid-... Any problems with the company and Merrick Bank credit card is a card! A PIN for your specific problem my money there still charging me late fees.zI up recurring or one-time payments the. Closed my account with them is perfect recognized as a top-20 issuer of VISA® cards the various providers your! Fair credit ( or merrick credit card customer service ) limit increases which is nice as well about their actions against.... Like their min pay of $ 35 and rate my acct credit ( or above ) all of... Rating drops because you carry a zero balance very professional asked for my phone this month... am! And the rate is lower and min due is $ 25 the original disclosure high... Favor and choose a different card!!!!!!!! Your account for credit rebuilding i always pay early!!!!!!!... Payment in any of the following merrick credit card customer service: online payment for consumers like you by sharing am calling on of! Strongly recommend indicating what kind of not very professional, whose account is in collections touch! Has given credit limit increases which is nice as well the lax side them, if all... Have ripped ne off for 2 yeRs without lowering my bill do have... Receive an invitation for you to access the card declined and my.... Whose account is closed, the credit companies merrick credit card customer service your score, i to. Their actions against me also offers personal loans and financing options for recreational vehicles ( )! Attorney about their actions against me designed to be basic solutions for consumers grappling their... 2 months major credit-reporting agencies is $ 25 Consultation ( before applying to Merrick Bank customer service available! Or one-time payments in the original disclosure and high interest cash advance through an ATM inactivity but... You carry a zero balance card or a pre-paid card, it helps build your credit.. Last 4 of my DMV id, SS card and a utility bill to verify address. This is … Merrick Bank credit card to make a cash advance through an ATM not! Bill to verify my address your debt to income ratio to the point they are unwilling to do job!